⚖️ Module 01 · Islamic Intelligence

ShariahOS

نظام الشريعة — Compliance Intelligence Platform

The definitive Shariah compliance intelligence engine for Islamic financial institutions. From fatwa research to real-time product screening — ShariahOS brings the wisdom of Islamic jurisprudence into the digital age.

Compliance Dashboard

Product Screening Console

▶ Live Screening · Malaysian Islamic Finance Instruments JAKIM ALIGNED
Murabahah
✓ 98%
Ijarah
✓ 96%
Musharakah
✓ 94%
Tawarruq
△ 72%
Bay' Al-Inah
✗ 31%
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Fatwa Intelligence Database

Comprehensive repository of Shariah rulings from BNM SAC, AAOIFI, OIC Fiqh Academy, and ISRA. Searchable by topic, instrument, and jurisdiction.

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Product Compliance Screening

Automated screening of financial products against Shariah principles. Multi-madhab analysis with confidence scoring and documentation.

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Shariah Board Governance

Decision support tools for Shariah Supervisory Committees. Meeting management, resolution tracking, and board effectiveness analytics.

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Contract Review Engine

Islamic contract drafting and review assistance. Identify prohibited clauses, suggest Shariah-compliant alternatives, and ensure contractual integrity.

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Equities Screening

Shariah-compliant stock screening using SEC/Bursa data. Business activity screening, financial ratio benchmarks, and purification calculations.

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Multi-Jurisdiction Analysis

Cross-border compliance mapping across Malaysia, UAE, Saudi Arabia, Indonesia, and UK. Identify jurisdictional gaps and convergence opportunities.


Fatwa Intelligence

Recent Rulings Database

SAC/BNM/2024/087 · Bank Negara Malaysia
Digital Asset Investment via Regulated Platforms
Permissible with conditions: assets must not be used for gambling or prohibited activities, exchange must be Shariah-supervised, and no excessive gharar in pricing mechanisms.
PERMISSIBLE WITH CONDITIONS DIGITAL ASSETS FINTECH
AAOIFI/FAS/2024/012 · International Standard
Cryptocurrency as Medium of Exchange
Subject to ongoing scholarly debate. Majority position permits use in jurisdictions where legally recognized, with significant minority view opposing due to speculative nature.
DISPUTED CRYPTOCURRENCY MEDIUM OF EXCHANGE
OIC-FIQH/RES/2024/201 · OIC Fiqh Academy
Carbon Credit Trading in Islamic Finance
Permissible when underlying environmental benefit is real, measurable, and verified. Must avoid elements of gharar through standardized certification and avoid double-counting of credits.
PERMISSIBLE ESG CARBON MARKETS

12,400+
Fatwa Records
47
Jurisdictions
4
Madhabs Covered
Real-Time
BNM SAC Updates